VISION PARTNERS

Get paid for who you
already know.

You already know people whose credit is holding them back. Send them to us. We do the work, you get paid when they do.

FREE TO JOIN TRAINING INCLUDED PAID ON CLEARED REVENUE

HOW IT WORKS

You make the introduction. We do everything else.

You are not repairing anyone's credit. You are not running numbers or making promises. You are connecting someone you know to someone who can help them.

Apply

Short application, a call, and a signed partner agreement. No cost to join.

Get equipped

You get your own referral link, approved talking points, and a short training on what to say and what never to say.

Refer

Send people through your link or have them mention your name. That's the whole job.

Get paid

You're paid once the revenue clears on our side. Tracked, itemized, and visible to you.

WHAT YOU EARN

Two tiers. You earn your way into the second one.

TIER ONE · REFERRAL PARTNER

Where everybody starts

10%of the funding fee on every client you send, plus a flat payment on each repair enrollment.

  • Free to join
  • Your own tracked referral link
  • Approved talking points and compliance training
  • No quota, no minimum, no monthly cost

TIER TWO · CERTIFIED BROKER

Unlocked by production

25%of the funding fee, plus a higher flat payment on each repair enrollment.

  • Everything in Tier One
  • Your own branded intake page
  • Your own DM keyword
  • Advanced training on the funding side
  • Direct line for your clients' questions
  • Named on the partner roster

How you unlock Tier Two: close three funded referrals as a Tier One partner. That's it. You don't buy your way in and there's nothing to purchase at any point. We'd rather promote people who've proven they can actually send real clients than sell certificates.

WHO THIS WORKS FOR

If people already trust you, this is income you're leaving on the table.

Real estate agents
Loan officers and mortgage brokers
Insurance agents
Tax preparers and bookkeepers
Barbers and stylists
Gym owners and trainers
Car sales and dealership staff
Pastors and ministry leaders
Anybody with a room and a reputation

Half the people who walk past you every week have been turned down for something in the last year. You already hear about it.

THE RULES — READ THESE TWICE

This is a regulated industry. Your protection is knowing where the line is.

Every partner signs an agreement containing these terms. Breaking them ends the partnership immediately, because the exposure is real for both of us.

You refer. You don't perform.

You never review a report, write a dispute, or advise anyone on their file. Federal and state law cover anyone who performs or sells credit repair services for compensation.

You never promise an outcome.

No score numbers. No timelines. No funding amounts. No "they'll get you approved." Not in a text, not in a DM, not in a conversation you think is casual.

You never collect money.

No payments, no deposits, no "just send me the fee." Every dollar moves through the company, on a written contract, with the client's cancellation rights intact.

You disclose the relationship.

If you post about us, say you're a partner and that you're compensated. That's federal advertising law, and it's not optional.

You use approved language.

We give you the talking points. Use them. Anything you write yourself for public posting gets a quick review first.

You protect their information.

Never collect Social Security numbers, report copies, or account details. Send the person, not their data.

HOW PAYOUTS ACTUALLY WORK

No mystery math.

Tracked

Every referral is attributed through your link or by the client naming you at intake. You see the status of each one.

Cleared

You're paid after the revenue clears on our side, not when a deal is promised. Funding fees take time to settle.

Itemized

Each payout shows which client, which service, and how the number was calculated.

Partners are independent contractors, not employees. You're responsible for your own taxes, and you'll receive the appropriate tax documentation for the year. Payout schedule and terms are set out in full in the partner agreement.

STRAIGHT ANSWERS

Before you apply.

Does it cost anything to join?

No. Not at Tier One and not at Tier Two. There's nothing to buy at any stage. If a program in this industry asks you to pay for the right to earn, that's worth a hard look.

Do I need a license?

Not to make an introduction, which is all we're asking you to do. That's exactly why the rules above are strict — the moment you start performing services or promising results, you've stepped into territory that does carry legal requirements.

How much can I actually make?

That depends entirely on who you send and whether they close. We're not going to put an income figure on this page, because anyone who does is making one up. What we'll tell you is exactly how each payout is calculated before you sign anything.

What if my referral doesn't close?

Then there's no payout on that one, and nothing is owed by anyone. There's no cost to you for a referral that doesn't work out.

Can I do this alongside my own business?

Yes, and most partners do. Just make sure it doesn't conflict with anything you've already signed elsewhere — particularly if you're licensed in real estate, lending, or insurance, where referral compensation rules may apply to you.

What if a client asks me a question I can't answer?

Send them to us. That's the correct answer every time, and "let me connect you with the person who handles that" never costs you credibility.

APPLY

Send the word BUILDER.

DM the keyword on any platform, or reach out directly. We'll set up a short call, walk through the agreement, and get you equipped.

Or call (626) 554-3117